Terms & Conditions

  • Larry the Loan Broker does NOT charge UPFRONT fees!
  • You must borrow responsibly!
  • Representative APR will vary between our selected payday lenders from 1737% – 4214%
  • Unsecured loan and secured loan rates along with Terms & Conditions will be confirmed pre contract by respective lenders.

It is recommended that you only borrow what you can afford when considering loan repayments and the amount to borrow.

In no way does the completion or submission of any of the Larry the Loan Broker online applications guarantee that you will obtain a loan or be approved.

Our fees are paid by the lenders / partners and NOT the client directly. Fees vary subject to the loans funded or financial services / products supplied.

Larry the Loan Broker is a registered trading style and UK registered trade mark of Lewis Alexander Limited.  Larry the Loan Broker is not the direct lending source or loan / product / service  provider. The information you submit will be processed through our own systems then onto affiliates and lenders, notification of the search / match result will be made to you in most cases electronically, in real time.

Larry the Loan Broker will attempt to match your borrowing requirements to a lender that meets your needs, we will do this electronically and in other cases manually by speaking with you, there is no guarantee you will succeed in being approved for any loan or finance. The panel of lenders we submit application details to may also change from time to time.

Our service is available in England, Scotland, Wales and Northern Ireland but this can change without notice.

By making an online application through Larry the Loan Broker you accept our privacy policy regarding your personal data protection and also accept that Larry the Loan Broker is not responsible or associated in any way with any dealings between you and any lender or financial service / product provider we may direct you to. These terms and conditions constitute what Larry the Loan Broker will do with regards to our dealings with you when brokering loans. You will find separate terms and conditions for partner funded finance on forms within partners websites, they are terms & conditions of lenders or affiliates that your details / application will be processed through. You must read any lender / affiliate terms and conditions on these forms separately before applying.

Insurance / Mortgage products and services are published by Larry the Loan Broker on behalf of the respective advertiser / insurer / lender. Larry the Loan Broker is licensed by the Office of Fair Trading but is NOT licensed or regulated by the FCA or Financial Conduct Authority in relation to the provision of insurance cover or general insurance advice / regulated mortgage advice.  Fees are paid to Larry the Loan Broker when a consumer completes a purchase of cover from a respective insurer or mortgage from a prospective lender, this is tracked by the consumer click on the advert Larry displays / publishes on page and this does not constitute the giving of advice or the recommendation of one service / product over another, the display adverts are for the consumer to make their own choice from on how best to proceed from the offerings we are displaying. Our offerings do not cover all insurers / lenders but we do try to select as many varying products as possible to allow for greater consumer information / choice.

  • Secured home loans should only be used after much consideration. These loans are secured against your home.

YOU MUST THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME – YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

  • Payday loans and payday cash advances in particular are a short term financial solution only, they are not a way out of serious personal debt problems nor intended to solve longer term financial situations.